quick answer : Buy a Store eGift Card with the Visa Gift Card
When making an on-line payment, the Visa endowment menu number must be entered into the Debit/Credit tease discipline. But that creates a problem if the Visa endow card does not cover the full payment due. here ’ south my quick trick for using a Visa gift circuit board for overtone payment on-line. It takes two steps :
- Buy a Store eGift Card First. No need to do the math. Just use the Visa gift card balance to buy a store egift card for the same amount (e.g. buy an Amazon egift card for the $5.47 left on your Visa gift card.)
- Use the Store eGift Card and a Debit/Credit Card. When the store egift card arrives, enter that gift card into the store gift card field and pay the balance of the transaction with your debit/credit card.
Yes, it ’ s a two-step serve but this is the easiest way to use Visa endow cards online for overtone payment.
HERE’S ANOTHER TIP: Do this properly aside. Rather than wait for the balance to fall below store egift tease purchase amounts or turn into some random small libra of $ 2.74, use the Visa egift card to buy a memory egift card a soon as you get it. Amazon.com is normally my first choice because I can add the Amazon egift poster to my Amazon account and the web site will prompt me to use the poise when I check out. I like knowing that I can use the full respect of my Visa egift cards every clock .
Why Online Payments are Different
electronic giving cards are easily to use on-line because you don ’ t have to print out a paper copy of the endowment batting order or enter the number into a mobile wallet or endow card app in rate to take the give batting order to the shop. You simply type the gift calling card or egift card numeral into the web site ’ south shopping handcart and complete the transaction. Whether the endowment menu is credit card or electronic, using it online is particularly easy if you have a store giving card, besides known as a close loop giving card. When you have an open loop giving card such as a Visa® Gift Card or Visa egift card, however, being able to use it on-line sometimes requires knowing a few tricks .
The Tricky Thing About Using Visa Gift Cards Online
The most important thing to know about using a endowment menu on-line is that you enter the Visa endowment batting order number into the debit or credit tease payment field rather than a endow card field. ( The gift card field is for the store ’ second branded endow cards, not for open loop give cards. ) then if the dollar rate of transaction is greater than the dollar total on your Visa gift tease, the transaction will decline and you will not be given the probability to enter a bank card to pay the difference. If this happens to you, do not worry. I ’ ve got some gift card hacks to help you use your give cards online even when your giving circuit board is less than the poise .
Can I Pay with More than One STORE Gift Card?
YES: Though there are a few reasons why sometimes Visa give cards do not work on-line, the most common reason a Visa giving poster gets decline on-line is that the dollar total on the give card is less than the full amount due. When checking out on a shop ’ second web site, you typically have the option to apply a store gift wag to the purchase and pay any remaining proportion with a debit or credit card. In fact, some store websites will let you apply multiple memory endow cards to a single transaction. Doing this is called “ partial payment ” ( pay part of the bill with one mannequin of requital and the remaining dowry with another ) or “ split-tender transaction ” ( split the transaction into multiple forms of payment ). Most store web site shop carts are equipped to handle split-tender transactions equally long as the splits include store endowment cards. You can besides typically use more than one little libra store giving card with ease. If you are paying with a Visa gift card, however, there is generally no place to put both a Visa endowment batting order and a bank card. 
Can I Pay with More than One VISA Gift Card?
YES with this Gift Card Hack: many people think that you can not use a Visa endowment tease on-line if the transaction exceeds the dollar value on the Visa endow card. While that is true, the trouble is more of a technical issue than a limitation of the giving tease. When you look at an on-line shop cart, you will broadly see a battlefield to enter a give poster act ( it might say “ apply giving wag to transaction ” ) and a field to enter a debit or recognition card. The split tender or partial endow card payment transaction is possible when paying with a storehouse endow card because you enter the store giving card into the endow poster field and you enter your debit or credit menu into the other field. But since a Visa endowment tease is entered into the debit or citation circuit board field, there ’ mho no other place to enter your debit or accredit batting order to complete the transaction. Without a small creativity, there is broadly no way to use more than one Visa poster to complete an on-line leverage. I have never seen an on-line shop haul that allowed more than one savings bank calling card, of any type, to be applied to a buy.
Here’s the Trick: Make Partial Payment with a Visa Gift Card
possibly in the future, shopping cart developers will create a new field for open-loop endow cards ( preferably than re-purposing the debit or credit card field ) or they will allow shoppers to enter more than one bank card, specifying how much to charge to each one. Until then, we have to work around the problem of how to use a Visa endowment card on-line when the transaction sum exceeds the balance of the card. here ’ s how to use a Visa gift menu on-line, no matter what the balance wheel is : 1. If the Visa gift card balance is greater than the transaction total, then just enter the Visa giving card number into the credit or debit batting order discipline on the check form and complete the transaction. 2. If the Visa gift card balance is less than the transaction total, then first use the Visa egift card to buy a shop egift card for the same amount. When the store’s egift card arrives, rejoinder to your original transaction and apply the store ’ s egift card to your leverage. Pay any remaining symmetry due with a debit or credit menu. Although this solution requires an extra mistreat, it is one way Visa give cards can be used when the symmetry of the batting order is less than the full come due .
Where to Buy the Store’s eGift Card
sometimes you do not know the transaction is going to exceed the giving circuit board balance wheel until the shopping haul gets loaded up with embark charges and taxes. When that happens, there are two ways to quickly get an egift poster to use : 1. Empty the Cart and Start Over When the total purchase is greater than the prize of the giving batting order, one solution is to cancel the items in your handcart and buy an egift batting order alternatively. When the egift card arrives, you can start over. 2. Buy the eGift Card Elsewhere Another option is to buy the egift card from a different web site. If you want a Sephora egift wag, for case, you can buy that here at GiftCards.com. hera are all the egift cards we sell plus a tilt of top shop and restaurant egift cards .
Hack Away Small Balances
This gift card workaround is besides a great way to get rid of a annoying small balance on a give menu. I recently found that I still had a Visa give card in my mobile wallet with a balance wheel of $ 4.09. Knowing it would be a challenge to use this accurate come on-line and would be more of a pain to use it in stores, I used the endowment card to buy an Amazon.com egift wag for precisely $ 4.09. After completing the transaction, the Amazon egift card arrived in my e-mail within seconds. I then logged back into Amazon and applied the dollar come to my Amazon explanation. The adjacent fourth dimension I make a buy ( knowing me, it will be within the week ), I ’ ll be able to apply that $ 4.09 credit to my bill. I would much rather take the fourth dimension to do this than leave an idle balance on a gift card indefinitely. Using the money took a little feat. not using it would have been a consume. Over time, I ’ thousand hoping on-line shop carts will get more sophisticate and customers will have the option to split transactions into multiple forms of payment–perhaps paying half of the placard with a endow circuit board, a quarter of the amount due with PayPal and the final balance with Bitcoin. But until that happens, a few endowment wag hacks will have to do.
Read more: Microwave Scrambled Eggs
Got any other endowment calling card problems you can ’ t solve ? Let me know in the comments below or leave a message for @ GCGirlfriend on Twitter. happy Gift tease ! ~Shelley Hunter, Gift Card Girlfriend
